Joe Biden is on the Side of His Home State of Delaware-Based Navient Corp, a Spinoff From Sallie Mae. At 12-31-2019, the Interest Rate Spread Navient Was Receiving on its $22.245 Bil of Private Education Loans Was a Huge 4.73% (7.69% Average Interest Rate Received on Its Loans vs 2.96% Average Interest Rate Paid on its Long-Term Borrowings Predominately Used to Finance These Private Education Loans). Navient Corp Generated $6.574 Bil in Cash Flow Profits From Their Student Education Loans and $2.800 Bil, or 43% of it, Was Used to Buy Back Its Own Common Stock. On the Other Hand, Elizabeth Warren and Bernie Sanders Are on the Side of the Former and Current Students Who Are Getting Hustled By Navient.

From its SEC filings, Wilmington, Delaware-Based Sallie Mae Spin-Off Navient Corp's Key Balance Sheet Information at December 31, 2019:

**Total Loans Receivable, net ..... $86.820 bil at effective interest rate of 5.04%

**Private Education Loans Receivable, net portion ..... $22.245 bil at effective interest rate of 7.69%

**Long-Term Borrowings $81.715 bil at effective interest rate of 2.96%

**Common Stock Shares Issued ..... 451 mil
**..... Portion Bought Back ............. 236 mil or 52% of Its Common Shares Issued     

Wilmington, Delaware-Based Sallie Mae Spin-Off Navient Corp's Key Statements of Cash Flows Information For the Last Five Years:

** For Five Years Ended December 31, 2019:

***** Total Cash Flow From Operations ............. $6.574 bil

***** Total Used To Buy Back Its Own Stock ..... $2.800 bil, or 43% of it