These troubled businesses are now predominately financed by the US financial industry with much of it being financed by the Big Four Banks ..... JPMorgan Chase, Bank of America, Wells Fargo and Citigroup.
If nothing happens, these troubled companies would file for bankruptcy and the Bank financiers making the loans to and investments in these troubled companies would take the massive economic hit to their reported earnings.
That is how US capitalism is supposed to work and that is how it worked on five occasions in the past for the Trump Organizations.
But by its actions, the US Senate Bill is removing a substantial amount of the economic risk that these banks have in these troubled US businesses.
That's not a bad deal ..... make loans, collect the interest revenues for years and when the companies run into financial trouble, the US Government removes your economic risk on the troubled loans that you made. It's a no lose situation for the US banks.
And on top of that, these four banks are very high on the list of US Corps which used their reduced US federal income taxes received under the Trump Tax Cuts Act to buy back their common stocks to the tune of $169 Bil in 2019 and 2018 combined. When you buy back your common stock in amounts like this, your financial solvency is being substantially weakened.
From SEC filings, the below table shows these annual stock buybacks of these four US Big Banks.
| Stock | Stock | Stock | |
| Buybacks | Buybacks | Buybacks | |
| Big Four US Banks | FYE 2019 | FYE 2018 | FYE 2017 |
| Annual Stock Buybacks | mils $ | mils $ | mils $ |
| JPMorgan Chase | 24,001 | 19,983 | 15,410 |
| Bank of America | 28,144 | 20,094 | 12,814 |
| Wells Fargo | 24,533 | 20,633 | 9,908 |
| Citigroup | 17,571 | 14,433 | 14,541 |
| Totals | 94,249 | 75,143 | 52,673 |
