All 9 North Carolina Banks Filing With the SEC Reported Total Pretax Income in the 1Q of 2020 Which Declined By 41% From the 1Q of 2019. Excluding Truist Financial, the Decline Was a Higher 48%. Truist Financial's Pretax Income Increased By 32% in the 1Q 2020 But That Was Only Because It Acquired SunTrust Bank and Financed It in a Stock-For-Stock Transaction and Thus There Was No Additional Interest Expense From the Financing. Truist Financial's 1Q 2020 Earnings Per Share Declined By 25%.

From a review of Company SEC filings, I found 9 Banks headquartered in North Carolina which filed their 1Q 2020 financial statements with the SEC.

The table below shows the US GAAP Pretax Income (Loss) From Continuing Operations for the first quarter of both 2020 and 2019 for each of these 9 Banks.

		US	US
		GAAP	GAAP
		Pretax	Pretax
		Income	Income
		(Loss)	(Loss)	Better
		First	First	(Worse)
		Quarter	Quarter	%
North Carolina Banks		2020	2019	Change
All Cos Filing 1Q 2020 Financial Statements With SEC	City HQs	mils $	mils $
Truist Financial Corp	Charlotte	1,287.000	975.000	32%
Bank of America Corp	Charlotte	4,531.000	8,767.000	-48%
First Citizens Bancshares	Raleigh	74.085	144.728
First Bancorp /NC/	Southern Pines	22.798	28.165
Peoples Bancorp of North Carolina	Newton	2.834	4.452
Select Bancorp	Dunn	1.384	4.238
Home Trust Bancshares	Asheville	1.381	3.487
UWHarrie Capital Corp	Albemarle	0.413	0.873
Live Oak Bancshares	Wilmington	(15.380)	2.689
Total 8 North Carolina Banks …. No Truist Financial Corp		4,618.515	8,955.632	-48%
Total all 9 North Carolina Banks		5,905.515	9,930.632	-41%