In the 4Q 2012, these four Credit Card Corps had Total Adjusted Core After-tax Net Income of a huge $3.6 bil, a nice increase of 11% over the 4Q 2011, and slight earnings growth acceleration from the previous two quarters over the prior year's quarters.
Below here are the 4Q 2012 Ongoing, Core After-tax Net Income of these four US Big Credit Card Corps, along with that earned in the prior year's 4Q:
| 4Q 2012 | 4Q 2011 | |||
| Non-GAAP | Non-GAAP | |||
| Adjusted | Adjusted | |||
| Core | Core | Increase | Increase | |
| Net | Net | (Decrease) | (Decrease) | |
| Income | Income | Amount | % | |
| mils of $s | mils of $s | mils of $s | ||
| US Big Credit Card Corps | ||||
| American Express | 1,231 | 1,192 | 39 | 3% |
| Visa | 1,219 | 1,029 | 190 | 18% |
| MasterCard | 605 | 514 | 91 | 18% |
| Discover Financial Services | 551 | 513 | 38 | 7% |
| Total all 4 | 3,606 | 3,248 | 358 | 11% |
