In the 3Q 2012, these four Credit Card Corps had Total Pretax Income of a huge $5.6 bil, a nice increase of 9% over the 3Q 2011, and precisely matching the 9% earnings increase in the 2Q 2012 over the 2Q 2011.
Below here are the 3Q 2012 Ongoing, Core Pretax Earnings of these four US Big Credit Card Corps, along with that earned in the prior year's 3Q.
| Pretax | Pretax | ||||
| Income | Income | Increase | Increase | ||
| State | (Loss) | (Loss) | (Decrease) | (Decrease) | |
| HQs | 3Q 2012 | 3Q 2011 | Amount | % | |
| mils $s | mils $s | mils $s | |||
| US Big Credit Card Corps | |||||
| American Express | NY | 1,870 | 1,711 | 159 | 9% |
| Visa | CA | 1,588 | 1,354 | 234 | 17% |
| Discover Financial Services | IL | 1,106 | 1,047 | 59 | 6% |
| MasterCard | NY | 1,066 | 1,030 | 36 | 3% |
| Total all 4 | 5,630 | 5,142 | 488 | 9% |
